WHY DO YOU NEED TOY INSURANCE?
If you’re operating an ATV, RAZOR, SNOWMOBILE, DIRT BIKE, OFF ROAD VEHICLE, JET SKI, or BOAT on state land, or off your property in general,
your homeowners insurance likely won’t cover it. With a TOY INSURANCE POLICY, you won’t miss out on life's fun adventures!
PERSONAL INJURY
Personal injury insurance pays towards medical care for you, your passenger, or pedestrians in the event of an accident.
COLLISION
Collision insurance is meant to cover repairs to your bike in the event of a collision. How much you’ll get reimbursed for depends on the
damages caused, the value of your bike,
and the policy you have.
COMPREHENSIVE
Comprehensive pays to repair or replace your toy if it’s stolen or vandalized. You’re also covered for damage from fire, hitting an animal, or weather-related incidents. Collision covers your toy if damaged in an accident with another
vehicle or object.
vehicle or object.
UNINSURED MOTORISTS
Helps you pay for damages or injuries that are caused by a driver who doesn't have insurance coverage.
MEDICAL
Pays for hospital bills, regardless of fault, if you, your passengers, or anyone involved in an accident or is injured.
BODILY INJURY
Pays for injuries and/or property damage you cause to others while riding, up to the limits of your policy.
HERE ARE A FEW DISCOUNTS THAT MAY BE AVAILABLE TO YOU
- Motorcycle Training Course Discounts: Riders who opt for taking training courses, including defensive driving courses, might be eligible for discounts with certain insurers.
- Weather-Based Discounts: Unique to motorcycle insurance, some providers offer winter discounts to account for the likely decrease in riding during the colder months. This can range from a small percentage off to a full pause on payments for the season.
- Association Discounts: As with car insurance, some providers offer discounts to riders in the military as well as riders in professions such as teaching or healthcare. The types of discounts available will depend on the insurer in question.
- Bundling Discounts: Some providers allow riders to bundle their motorcycle insurance with other types of insurance, such as car insurance or home insurance, in order to save money.
- Safe Rider Discounts: Riders with a clean record may be offered discounts for maintaining it. Just by avoiding accidents or tickets, you could be eligible for major savings.
DO YOU OWN A
BOAT OR JET SKI?
WE PROVIDE COVERAGE FOR THOSE TOO!
FUN TOYS NEED INSURANCE.
