Pacific Crest Services

CAPTIVE REFERRAL PARTNERS

In 2016 we travelled the country walking into captive agent offices to learn about how they were building their businesses and what problems they were facing.  Of the hundreds of agents we visited, the "one" thing that stood out was their ability to "compete and win."  Most agents stated they only win 10 - 15% of the time.  Our question was simple...  What are you doing with the other
85 - 90% of your prospects?

OUR CAPTIVE AGENT PROGRAM

STEP 1

Meet our program manager to discuss options that fit what
you want for your prospects and business. 

STEP 2

Get setup on our proprietary technology referral system.


STEP 3

Meet your experienced commercial and personal lines
agent liaison.

STEP 4

Refer insurance clients electronically in seconds through our
system and track them to check their status. 

CAPTIVE AGENTS

We've created a safe place where captive and independent agents "do not" compete with one another.  With a national network of independent insurance agents, our goal is to increase
the profitability of our captive partners, and our alliance, while keeping both our clients in-place.

MOONLIGHTING

If your agency doesn't have the market or rates to satisfy your client, they will shop around.  We can help you prevent the unknown agent or online wholesaler from taking all of their business.

BEST OF BOTH

Captive agents have the brand recognition that drives consumer traffic.  Independent agents have a lot of markets and more opportunities to be competitive.  Together, it's a perfect match.


OPPORTUNITY

We have appointments for every line of insurance.  If you don't have the products under your Captive umbrella, or, you're not competitive in the market, We can provide you another line of revenue.

PARTNERSHIP

Rest assured that every client referred to Pacific Crest is coded accordingly.  We're seeking long-term partnerships so our agents never cross-sell lines of business outside of our agreement. 

LICENSED IN 24 STATES

FREQUENTLY ASKED QUESTIONS

WHY PARTNER WITH PACIFIC CREST?

We are a National Insurance Alliance that has over 350 Commercial, Personal and Surplus Lines Markets.  Our agents possess the highest levels of industry certifications in both personal and commercial lines insurance. 

WHY IS THIS PROGRAM FOR YOU?

When it comes to insurance markets and products, we have no limitations on what we can provide clients.  Captive agents are more limited in their product offering.  Therefore, we compete more and win more than our competition.

HOW DO I KNOW YOU WON'T STEAL MY CLIENTS?

We provide our partners full transparency into their clients when providing insurance referrals.  Our advanced analytics team codes each prospect in the database and these clients are flagged as referrals to eliminate our team from cross-selling other lines of business without your direct knowledge and agreement. 

WHAT KIND OF BUSINESS CAN I SEND?

We can assist you with all personal, commercial, life, surplus and complex risk management cases.  Our preference is a relationship that provides preferred business so we can both reap the rewards of the business long into the future.

WHAT IF I WANT TO TAKE THE CLIENT BACK?

Given the competitive pricing of our insurance markets this doesn't happen often, but, you still have ownership of your insurance referrals and we have specific contract language that outlines your ownership.

WHAT ARE MY OPTIONS FOR SENDING CUSTOMERS?

We have a number of in-place agreements with captive insurance agents specific to their current situation.  These span from revenue sharing agreements on their insurance referrals to building a book of business that could be used for an eventual transition to the independent channel.  We are happy to discuss how we can partner given your specific captive agreement. 

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