PROPERTY COVERAGE
Covers damage to your house and permanent structures on your property:
- Fire
- Wind
- Hail
- Water damage (unless excluded by your policy)(unless excluded by your policy)
PERSONAL PROPERTY
Protects belongings that were damaged or stolen such as:
- Furniture
- Appliances
- Clothing
- Dishes (in some cases)
JEWERLY
Limited coverage for jewelry stolen from your home, (usually $500 - $2,000). May need special coverage for things in your collection like:
- Engagement rings
- Wedding bands
- Diamond